Debt Settlement in Hamilton, Ontario
Debt settlement in Hamilton involves negotiating with creditors to accept less than the full amount owed. While this can reduce your debt significantly, it carries risks — there's no legal protection during negotiations, and many settlement companies charge high fees. The Office of the Superintendent of Bankruptcy recommends working with a Licensed Insolvency Trustee instead. Be cautious of settlement companies that charge upfront fees or make guarantees.
Licensed Insolvency Trustees in Hamilton
All providers listed below are licensed by the Office of the Superintendent of Bankruptcy. Initial consultations are typically free.
Caryl Newbery-Mitchell
Ajax
View profile →Jordan Rumanek
Alliston
View profile →Caryl Newbery-Mitchell
Barrie
View profile →Jason Quinney
Barrie
View profile →John Morgan
Barrie
View profile →Robert Kilner
Barrie
View profile →Shannon Jackson
Barrie
View profile →F. Jason Zielski
Belleville
View profile →Richard Goldhar
Belleville
View profile →Carl Rumanek
Brampton
View profile →Jordan Rumanek
Brampton
View profile →Richard Killen
Brampton
View profile →Samantha Galea
Brampton
View profile →Michael Braga
Brantford
View profile →André Bolduc
Brockville
View profile →Joel Easter
Burlington
View profile →Kathy Lenart
Burlington
View profile →Sonya Strand
Burlington
View profile →Michael Braga
Cambridge
View profile →Karen Liberty
Chatham
View profile →Learn More
Frequently Asked Questions
Is debt settlement safe in Hamilton?
Debt settlement carries risks — there's no legal protection during negotiations, and some companies charge high fees. The OSB recommends considering a consumer proposal (which provides legal protection) as an alternative.
How do I spot a debt settlement scam?
Red flags include upfront fees before settling any debts, guarantees to reduce debt by a specific percentage, pressure to stop paying creditors, and no mention of alternatives like consumer proposals or credit counselling.
MyClearDebt is not a debt relief provider. We do not provide financial or legal advice. Only Licensed Insolvency Trustees can administer consumer proposals and bankruptcies in Canada. Verify any provider's licence on the OSB register.